The amendment introduced on 24 November 2017 to the act on suretyships and guarantees granted by the State Treasury and certain legal entities introduces into the legal system a new model of financing suretyships and guarantees constituting public aid or de minimis aid granted by Bank Gospodarstwa Krajowego (BGK) to micro-entrepreneurs as well as small and medium-sized enterprises. Instead of the de minimis guarantee program renewed by subsequent regulation of the minister in charge of public finance, a system has been created to provide entrepreneurs with permanent and stable access to preferential guarantees, allowing for planning the use of guarantee instruments in a strategic perspective, while maintaining the volume of guarantees at a level similar to the one in previous years. The Act came into force on 1 January 2018.